Commercial auto insurance is a type of insurance that protects businesses from financial losses due to accidents or damage to company-owned vehicles. This type of insurance is necessary for businesses that use cars, trucks, or vans to transport goods or employees. It covers a wide range of incidents, including collision, liability, and medical expenses. It also protects the business in case of theft or damage to the vehicle. There are several types of commercial auto insurance policies available, including liability, comprehensive, and collision coverage. The type of coverage required will depend on the specific needs of the business and the types of vehicles being used. It is important for businesses to have adequate commercial auto insurance coverage to protect them from financial loss in the event of an accident or other incident involving a company-owned vehicle.