Business owners insurance, also known as a commercial package policy, is a type of insurance that provides protection for a wide range of risks that small to medium-sized businesses may face. This can include property damage, liability, and business interruption. A standard policy may include coverage for damage or loss of property, equipment, and inventory. It may also provide liability coverage for injuries that occur on the business property or as a result of the business's operations. Business interruption coverage can help with financial losses if the business is forced to close temporarily due to a covered loss. It's important for business owners to carefully review their insurance needs and to work with a knowledgeable agent to find a policy that meets those needs.