Boat or Yacht insurance is a type of insurance that specifically covers the risks associated with owning and operating a vessel. This can include damage to the boat itself, as well as liability for any injuries or damage caused by the boat to other boats or property. The coverage and cost of boat insurance can vary depending on factors such as the size and value of the vessel, the type of usage (e.g. recreational vs. commercial), and the location where the boat is kept. Some policies may also include additional coverage options, such as protection for personal property on board or towing and assistance in case of breakdowns. It is important for boat owners to research and compare different insurance options to ensure they have adequate protection for their vessel.